March 5th, 2013 in Learning to Drive
Car insurance premiums could fall by up to 20% for young drivers if the Government introduce in full ABI proposals to improve young driver safety.
The document “Improving the safety of young drivers” released in October by the Association of British Insurers explains how “young drivers are in far more catastrophic crashes than they should be given their numbers.” The statistics in the paper show that over 50% of crashes involving 17-19 year old male drivers that result in serious injury or death, occur at night.
Although not as high as the male drivers, the statistics also show that the risk of females being involved in a crash at night is higher for young drivers.
Adverse driving conditions and carrying passengers in your car if you are a young driver also showed high results on the graphs.
The repost written by the ABI looks at what can be done to improve road safety for young drivers. This part of the report looks at what measures government and jurisdictions worldwide have used. Graduated driver licencing has been introduced in Australia, New Zealand, Canada and the United States. The graduated driver licencing is designed to delay full licence issue. It is divided into three stages, a minimum supervised learning period, an intermediated licence period that places restrictions on the newly qualified driver and then the acquisition of a full unrestricted driving licence available after the first two stages have been completed.
If the graduated driving licence is introduced it will take a new driver a minimum of 12 months to complete their driver training. They will not be able to take their test until they have been learning for 12 months. The reason they want a new driver to learn for a minimum of 12 months is so that they can experience a full year of driving and a range of weather conditions. They will also experience driving in the dark and low light during the winter months.
By calling for a minimum learning period of 12 months, the age in which a young driver can start learning would be reduced to 16 and a half years old. The report also proposes a ban on intensive driving courses to prevent drivers from learning in two week period and having a reduced amount of real driving experience.
The intermediate period would include restricting the number of passengers young drivers are able to carry for a period of 6 months. The restricted period will also include lowering of the blood alcohol limit to 20mg/100ml and a night time driving restriction between 2300 – 0400.
The Association of British Insurers say that car insurance premiums could fall by up to 20% for young drivers if the Government introduces these proposals.
What do you think about these proposals? Do you think that drivers should drive for at least 12 months before taking their practical test?